Looking for a Philly area Medicare Supplement?
Are you turning 65 or recently decided to retire?
Call for a free quote or to request an enrollment kit.
With our plans you'll have access to Top Philly Area
Doctors & Hospitals
Dental, Vision, Hearing & Gym Membership may be added to any plan
World-Wide Emergency Coverage Included
For Immediate Assistance Call
(215)675-6846
What is Medicare?
Medicare is a federal health insurance program for people who are at least 65 years old. People under 65 who suffer from certain disabilities and illnesses, like end-stage renal failure, can also get Medicare. This insurance helps people pay for things like hospital stays, hospice care, and more. Highmark contracts with the federal government to provide additional Medicare insurance plans to help people pay for other health care expenses that are not covered by the government.
Medicare Part A is for hospitals and home care.
If you or your spouse worked for at least 10 years while paying your Medicare taxes, then you won’t have a monthly premium for Medicare Part A, which covers:
— Overnight hospital stays
— Follow-up nursing care after a hospital stay
— Hospice care
— Some in-home health care costs
You are responsible for paying your copays and deductibles. Together, with Medicare Part B, it’s often referred to as Original Medicare. You’ll want to make sure that you’re enrolled in Part A as soon as possible to avoid penalties.
Medicare Part B is for doctor visits and outpatient services.
If you’re eligible for Medicare Part A, then you’re eligible for Part B, which covers:
— Doctor visits
— Outpatient hospital services
— Ambulance services
— Mental health services
— Certain therapies, like physical and occupational
— X-rays, blood work, and other diagnostic services
— Vaccines, annual checkups, and other preventive services
— Wheelchairs, oxygen equipment, and other medical equipment
There is a monthly premium for Medicare Part B (usually $185), and you’ll also be responsible for copays, coinsurance, and your annual deductible. If you get Social Security benefits, your Medicare Part B premiums will come out of your Social Security check automatically. If you don’t get a Social Security check, you’ll get a bill every three months.
For immediate assistance please call
(215) 675-6846